Financial Planning

The first step in developing a financial plan is defining your goals. Your financial goals may include:

• Ensuring a secure retirement
• Reducing the burden of taxes
• Paying off debts
• Purchasing a home
• Paying for college tuition
• Minimizing the effects of inflation
• Creating and preserving personal wealth
• Maximizing wealth transfer
• Establishing charitable legacies
• Reducing the risk of financially devastating events
• Fostering peace of mind through proper planning today

The second step is examining where you are now. That includes your income, expenses, investments, retirement funds, insurance, debts, and so on. The final step is determining the best way to reach your goals from where you are now. In summary, your financial plan defines where you are now, where you want to be, and how you plan to get there. 

To help you with these three steps, our financial planning services include:

• Retirement Planning Strategies
• College Funding Advice
• Estate Planning
• Tax Planning
• Portfolio Analysis and Review (including 401ks, etc.)
• Cash Flow Analysis
• Mortgage Financing
• Stock Option Advice
• Lump Sum Distribution Advice
• Life and Disability Insurance Needs Analysis
• Second Opinion on Investments or Current Financial Plan